Financial and Legal Programs

Crimson Cash is a declining-balance debit account accessed with your Harvard ID. No sign-up is required. Accounts are automatic for holders of valid Harvard IDs.

To add cash to the ID card or for information about locations on campus, such as cafeterias and libraries, where this debit card can be used, go to https://cash.harvard.edu

To add value to your account for the first time, you need the 16-digit CC number which is found only on the back of your Harvard ID card.

Use the thin stripe on the back of the ID card to access an account where it is accepted.

Harvard University Employees Credit Union HUECU is a full-service financial institution available to Harvard retirees. Members of the Harvard community have access to exclusive services and preferred rates that are not available elsewhere.

Main office in Harvard Square; 104 Mt. Auburn St., Cambridge - 617-495-4460 - https://www.huecu.org/

Branches are located at

Longwood Medical Area, 677 Huntington Ave., Boston

Massachusetts General Hospital, 55 Fruit St., Boston

Charlestown Navy Yard, 149 13th St., Charlestown

There are more than 5,000 shared branches and surcharge-free ATMs nation­wide. ATMs are also located locally in a number of convenient locations.

Legal Advice Harvard’s Employee Assistance Program (provided by KGA, Inc.) is a free and confidential service for Harvard University retirees, their household members and immediate family members, wherever they live in the U.S. and Canada. The EAP offers free, 30-minute telephone consultations with a lawyer. If you wish to retain a lawyer, you will also be eligible for a 25 percent reduction in fees. Call 877-327-4278 to be matched with an attorney. See more under Harvard’s Employee Assistance Program on page 14.

Other Resources:

Consumer Protection for Seniors (a USA.gov web portal)  Consumer fraud, elder rights, advocates for nursing home residents, Long-Term Care Ombudsman Program in the Administration on Aging. http://www.usa.gov/Topics/Seniors/Consumer.shtml

Federal and State Taxes:
IRS http://www.IRS.gov/
IRS special resources for seniors and retirees
           http://www.irs.gov/Individuals/Seniors-&-Retirees 
 Massachusetts Dept. of Revenue http://www.mass.gov/dor/

Money and Taxes for Seniors (a USA.gov web portal)  This portal to government resources on finances includes information on investing, tax guides and counseling, estate planning, IRA publications for the elderly and much more. http://www.usa.gov/Topics/Seniors/Taxes.shtml

New England Pension Assistance Project.  If you are a resident of one of the six New England states, the New England Pension Assistance Project can help you understand your pension rights and benefits, at no charge.  http://www.umb.edu/pensionaction/
Remember to direct your personal questions first to Harvard Benefits at 617-496-4001.

Social Security Administration  This agency administers the Old Age, Supplemental, and Disability Insurance (OASDI) programs that are generally known as Social Security, that are supported by the federal government. http://www.ssa.gov/